I wrote a book! (seriously!)


I wrote a book! (seriously!)

I promise you, it’s not an April Fool’s joke! I sat down and wrote an actual book because I feel that the topic is so important.

I mean, have you ever seen the show The Walking Dead? Have you noticed how the zombies just wander around aimlessely with no destination in mind (they are deal after all) and how they get thrown off their path very easily?

Well, I’ve seen may people do just that, but in real life. I call them the walking broke. They have no idea what they’re trying to accomplish, financially. They have no clue on how much money they need to save in order to have a comfortable retirement.

A lot of them don’t even know where the 401k from their old job is, or how much money is in it!

Any of those things sound familiar?

Look, it’s time to put an end to that type of financial management.

You are solely responsible for your own financial wellbeing and that of your family.

It’s time that you started acting like it.

If you agree with me, then you’re in luck, because that’s exactly why I wrote Secure the Bag: Create the life you desire by managing your money like you mean it

I want to help you take responsibilty for building the kind of wealth that you and your family deserve. In the book, I show you how to do it, step by step.

Let’s Discuss!

It doesn’t matter whether you’re making six figures, but don’t have much to show for it just yet, or if you’re trying to climb out from underneath a mountain of student debt. I’ve got strategies and techniques that will help you if you’re in either situation…or both.

Ready to get serious about your money? Go ahead and grab your copy here.

Make today the day that you stop saying what you’re “going to do” and start doing it.

It’s time to Secure the Bag.

Let’s get to work.

Talking Trump and Stock Market Volatility with Smerconish on CNN


The President has pegged a lot of his success to the strength of the stock market? Yet, the stock market hasn’t been so strong lately. Now what?

Though the stock market has been very strong since it bottomed in 2009, (the Dow nearly tripled under President Obama and the Nasdaq nearly quadrupled), the market has fallen swiftly and dramatically since early October.

What might be the reasons for this and what should you do to protect yourself?

I had the exciting opportunity to share my thoughts with an international audience on the Michael Smerconish Show on CNN, where we talked about the connection between Washington foolishness and Wall Street fear.

Check out the video above for my thoughts why the markets are suddenly falling and my tips on what you should do not to protect your portfolio.

Talking Trump, Tariffs and the Economy on CNN Newsroom


The President plans to levy tariffs on steel and aluminum, even though tariffs have previously been proven ineffective. So what’s really going on?

Look, there is perhaps no other place that has been hit harder by the decline of the steel industry than Pittsburgh and its surrounding areas.

And to be clear, I’m as Pittsburgh as it gets. I was born and raised there. I got my engineering degree from the University of Pittsburgh and my MBA from Carnegie Mellon. I built my business there. Our football team, and the best football team on the planet, is called the Steelers.

So I get it.

I’d love for my friends, family and neighbors to take care of themselves and their families with good, blue collar jobs in the area. But the reality is, most of those jobs aren’t coming back.

Yet, Pittsburgh has flourished because it decided to stop trying to hold on to the economy of the past, and made an intentional shift toward the economy of today and tomorrow by putting a focus on eds, meds and high technology.

Which is why the tariffs seem so misguided, since tariffs in general don’t work, and more specifically won’t do much to change the landscape of the steel industry in this country.

But the President has made empty promises like this before. He stood in front of a bunch on worried workers at a Carrier plant in Indiana, and insisted that he had “saved their jobs” by negotiationg a deal with the company. Then, Carrier STILL shipped the jobs to Mexico that it had planned to send there and it also took millions of dollars in handouts from the state.

Is that the art of the deal?

Why is Britain affecting US markets?

I had the exciting opportunity to share my thoughts with an international audience on CNN Newsroom with Fredricka Whitfield, where I engaged in a debate on this topic with former Trump economic adviser Stephen Moore.

Check out the video above for my thoughts on the tariffs and what we should really be doing for displaced workers in America.

How to Pay Off Your Student Loans Faster

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College is expensive. Paying for it is hard. Here’s how to make it easier.

If you borrowed money to pay for that expensive degree, you get a six month grace period, and then it’s time to start paying up!

I gave some tips on my recent financial advice segment on Fox Philly that can help you with managing your student loan payments.

If you’re making a good salary – refinance.

You’ll likely get a lower interest rate, a lower payment and you’ll pay much less of your hard earned cash over the life of the loan.

If you think you’re going to have trouble paying – consolidate

This won’t change your rate, but you can combine all of your loans into one simple payment, and the combined loan will be eligible for programs that the federal government offers like:


Income Driven Repayment Plans

You can apply for programs that will cap your payment at 10-20% of your income and may be forgiven after 20-25 years.

Loan Forgiveness

If you work in public service, you may be eligible to have your loans forgiven after 10 years. Some states and other organizations also offer loan forgiveness programs. For example, Pennsylvania offer 100k to doctors who work with underserved populations for two years.

Don’t Change Your Lifestyle Too Quickly

Keep living like a college student for awhile so you can be more aggressive at paying your loan back.

Hold off on making major purchases

Don’t feel like you have to go and buy a big house or a nice car just because there is a degree on the wall.

Best Tip Ever – Focus on Making More Money

All of the above tips will help you when you’re in a bind, but the best way, BY FAR, to pay your student loans back is to have an intense focus on making more money.

Accelerating your path at your company, freelancing on nights and weekendds or starting a business will be much more effective than cutting things out of your budget. There are only so many things you can cut from your spending, but your earning potential is limitless!

For tips on how to start a business to help pay back your student loans, check out my free Expert Empire training here: http://www.expertempire.co

Time is Money – A Rob Wilson Original Short Film

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Time is money. The sooner you acknowledge that, the sooner you’ll begin spending it wisely.

The only thing that kills me as much as watching someone wasting their money, is watching them waste their time.

See, if you go out and waste a dollar, you can work hard and make it back 10 times. But everyday that you waste is a day that you can never get back.

Here are a few things you need to know about your time, if you truly want to use it to build wealth:

Being “busy” is not the same as being productive.

Are you stuck doing busy work, or are you doing your “life’s work?”

Stop going through the motions!

Spending your time wisely starts with knowing exactly what it is you want to accomplish and why. It’s only then that you can determine the steps that it’s going to take to get there. Without this, you’ll just wander aimlessly through life while helping someone else live their dream.


Create a budget for your time.

You already know that you need a budget for your money. Truly successful people also have a budget for their time.

Use a planner or the calendar app on your phone to schedule the big things that are important to you before everyone else tries to take up those slots. If you don’t schedule them first, they absolutely won’t happen.


No, you don’t need to do everything. In fact, you can’t.

Focus on what you’re truly gifted at, and leave all the other activities to someone else.


P.S. This is also my first short film. Drop me a comment and let me know what you think. Should I do more of these? Let me know!

Talking ‘Brexit’ on CNN Newsroom


You may have never been to the UK, but what just happened there is affecting your money


Hopefully the first time you heard that word wasn’t last Friday when the Dow Jones tanked by 600 points and it suddenly dawned on you that your 401k was dropping too.

Just in case you still haven’t heard the word, Brexit is short for the British exit from the European Union, which was voted for by the citizens of Britain last week.

If world politics isn’t your thing, let’s just say that the Brexit is kinda like Pittsburgh football fans voting for the Steelers to leave the NFL…even though they still want the team to play in NFL games and compete for the Superbowl.

Not quite sure how that would work?

Well, investors aren’t sure how the Brexit is going to work either and when investors are faced with too much uncertainty they sell…everything and a lot of it.

Why is Britain affecting US markets?

We’re more interconnected than you think.

​​​​​​​The folks who pushed for the vote to leave the UK probably did so wearing an Italian suit, a tie from China, driving a car from Japan while eating French Fries.

Large countries all sell things to each other, buy things from each other, invest in each other’s markets, etc.

When something this huge happens abroad, the affect will inevitable trickle down to our investments at home.

Ok, what does this mean for my 401k?

I’m glad you asked.

I had the exciting opportunity to share my thoughts with the entire country on CNN Newsroom with Fredricka Whitfield.

Check out the video above for my thoughts on this event and what you should do with your money from here.

Tom Joyner Fantastic Voyage Vlog


Doing well for yourself and doing good for other people doesn’t have to be mutually exclusive

I had an AMAZING time presenting on the Tom Joyner Fantastic Voyage! I’m so grateful and honored to have been asked to speak!

It was a fantastic opportunity to share my thoughts with a new audience, there were so many great entertainers and of course the scenery was absolutely gorgeous.

I also came away with an important insight: Doing well for yourself and doing good for other people don’t need to be mutually exclusive.

Now, I’ve known this for a while; it’s how I’ve built my entire career.

But, this cruise is one of the best examples of this.

Tom joyner is a very successful media personality and has undoubtedly done very well for himself.  There are some estimates that his net worth is around $30 million, and he probably could have created the cruise as a strictly for-profit venture.

Yet, he created the cruise as a fundraiser for Historically Black Colleges and Universities (HBCUs) and has donated over $60 million to them over the 16 years that he’s been doing the cruise.  That is absolutely astonishing.

There’s something major to learn here.  If you want to help people, you don’t have to go start a “non profit organization” and start begging other people for money for your cause.

You can go out, be wildly successful and either donate your own funds or create a business that generates funds for your favorite cause.


Jay Z said, “I can’t help the poor if I’m one of them. So I got rich and gave back, to me that’s the win-win.”

I agree wholeheartedly.


How to Make More Money This Year


Your Lattes Aren’t The Problem. It’s Time to Make More Money.

It happens like clockwork.

Every year around this time your inbox starts to get inundated with advice from the so-called financial “gurus” telling you that if you want to improve your financial like you need to do things like:

Stop going out to eat for lunch. Brown bag it!

Turn the lights off when you leave the room. Save $1.50 per month!

Cut out your daily latte!

Now, I know they mean well, bless their little hearts. And while they can be useful to you if you’re in a real cash crunch, those ideas are mostly just rearranging the chairs on the sinking ship. There’s a definite limit to how much you can cut your spending.

Plus, when people give you advice like that what they inherently seem to be saying is,

“I don’t think you can do any better than you already are, so your only option is to cut out all of the enjoyment in your life if you ever hope to accumulate any money.”

Sorry, but I just don’t subscribe to that theory.

I, on the other hand, believe that if you focus on living UP to your potential, you’ll never have to worry about living WITHIN your means. (<- Tweet This)

If there’s a certain type of life that you have envisioned for yourself, your job is to figure out how to generate the income that will afford you that lifestyle.

See, I’ve seen many people stay in jobs where they are unfulfilled and underpaid simply because they feel as though their current situation is “safer” than looking for a new job or starting a business.

However, with technology replacing workers everyday (if a robot can do your job, it soon will) and companies eliminating positions at a breakneck pace, the only “safe” career strategy is to be relentlessly focused on maximizing your income and accumulating multiple streams of revenue.

Companies do not exist to make their employees wealthy. You much take the financial well-being of yourself and your family into your own hands.

Now for the good news!

The good thing for you is that while you may find it nearly impossible to save the amount of money you desire to save in your current situation, it’s never been easier in the history of this planet to make more money without needing someone’s permission.

Thanks to Al Gore’s invention of the Internet, the doors to more income have been blown open wide enough for you to drive a truck through…or your new 7 series, whatever floats your boat.

How to Make More Money in 2016

A few days ago, I landed my very first appearance on the Fox network and I was honored to be able to use that platform to provide some of my best ideas on how to make more money in the new year.

Here’s an excerpt:

1. The Sharing Economy

Seriously, if you need extra money and you have a vehicle, why wouldn’t you drive for Uber or Lyft?

2. Freelance

If you have an MBA you can find independent consulting gigs on HourlyNerd.com

3. Teach/Tutor

Forbes thinks online learning is going to be a $100 billion+ industry in 2016. If you have a useful skill, a computer and an internet connection, part of that pie could be yours…

But wait, there’s more!

Check out the video of my recent appearance on Fox’s #GoodDayPhiladelphia to get even more tips and resources on dramatically increasing your income this year.

Most people that I come into contact with, even those with a “high salary,” just aren’t being paid what they’re worth. Fortunately, that is not a situation that you have to stand for any longer.

If you’re going to make any resolutions this year, I’d suggest that you resolve to improve your financial life by making more money.

A speed boat will help your reach the island much faster than a neatly aligned deck chair on the Titanic.

Two Women Rob Knicks’ Derrick Williams of $750k in Jewelry. Here’s My Take.



Never trust a big butt and a smile – Bell, Biv, Devoe

Once again the timeless advice of our favorite R&B acts of yesteryear has proven its truthfulness.

Look, athletes and entertainers are targets. Young ones. Old ones. Middle aged ones. It doesn’t matter. If you’re good at sports at any level, believe me, there is someone in the shadows waiting to take advantage of you one way or another.

In today’s example, look no further than former 2nd overall pick in the 2011 NBA Draft, and current forward for the NY Knicks, Derrick Williams. In a bizarre but predictable weekend event, Mr. Williams was robbed of $750,000 (!) in jewelry after befriending two women at a club and taking them back to his place.

Now, he’s obviously a target because he’s a young, highly paid athlete in one of the largest sports markets in the world. This we already know.

Yet, he absolutely did himself no favors by consistently posting pictures on Instagram of himself with his prized possessions:


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That just shows you the gift and the curse of social media. Fans can get to know you and admire your success. Thieves can follow your moves and plot against you. Until something happens, you can never really be sure who’s who.

Certainly, one could question the wisdom of taking two young women whom you just met, back to the place that you call home. For many, many reasons this could have ended up bad, but we’ll save that discussion for another day.

Sure, it would be reasonable to question the necessity of owning $750,000 in jewelry. However, perhaps the other areas of his financial life are secure and he chooses to spend his discretionary funds on jewelry. Cool, do your thing.

What’s unacceptable, though, is to have that amount of money in expensive possessions stored in a place where they could easily be taken, particularly if you are going to have unfamiliar individuals running around your house. To be clear, a Louis Vuitton jewelry case in the back of a closet isn’t a secure location.

So students, class is in session; please take notes. Here’s my advice on making sure you are not the next victim of the bling ring:

1) Avoid all of the shameless social media posts specifically addressing your material items. Unless you’re getting paid for the “commercial,” you’re promoting someone else’s product for free and giving everyone else a reason to hate you. Not everyone is happy because you’re “winning.”

2) Make sure you have digital copies of the appraisals for all of your jewelry stored somewhere in the cloud.

3) Buy enough insurance to make sure that all of your items are covered.  Don’t assume that your homeowners or renter’s insurance will cover the full amount of your holdings.

4) If you’re going to purchase a significant amount of jewelry, for goodness sake buy a safe with a combination that only you know and anchor it to the floor. It’s not that hard. You can purchase a perfectly good one on Amazon and it will be to you in two days with Amazon Prime.

5) Don’t get lulled into a false sense of security by a pretty face and a short skirt at the club. When in doubt, please refer to Bell Biv Devoe above.

6) Lest you think I’m only talking about women seeing you as a target, you must understand that men see you as a target too. But instead of a skirt, they’ll have on suits and call themselves, agents, financial advisors, attorneys, car dealers, jewelers, casino builders, movie producers and so on. You must always have your guard up with them as well. As Mark Jackson would say, “Hand down, man down.”

I get it. Athletes like jewelry. It’s a thing. Especially in your 20s.

However, you must at least treat your jewels, your cash and your hard work with some respect. Seriously.

Whomever decides to steal your jewels (most likely) weren’t with you shooting in the gym.

I’m sure you didn’t put in all of those hours getting to the top level of your profession just to allow someone to take advantage of you.

So your lesson for today is keep your guard up, secure your stuff and listen to 90s R&B. There’s tons of valuable nuggets of wisdom there.

Rob Wilson is a celebrity financial advisor with a practice geared towards professional athletes and entertainers.  He’s also a frequent contributor the CNN, CBS, NBC and various other media outlets.

For more financial advice, be sure to subscribe here: https://robwilson.tv/vip